Debt debt debt .. who doesn’t have them? I guess even the president has her own debts lol, the country has debts and I doubt if this nation we’ll ever be debt free but my point is I guess these things are normal and that so long as you know you can manage them then you’re fine. Right? Mom used to say that everytime a person earns bigger that’d mean he’s expenses would grow too. Used to say that will not happen to me … she just smiled. The wisdom of the old. We’ll now that am older and am earning on my own I’ve come to understand why she said that, true am earning quite higher than the minimum wage and I tend to spend a lot too. Not beyond border but close to it, used to be I almost always eat at home or I eat in karenderias .. now with the influence of colleagues I’ve grown fascinated with fast foods and fine dining. Not that we do it very often but still its something new, its something I was not doing before. Once of the things am afraid of though and paranoid as they may sound is that am scared of having to consult experts regarding debt consolidation because my debts have grown unmanageable. Or am afraid of having to surrender my payroll atm card to one of those debt companies because I was not able to make both ends meet and is forced to borrow money from these firms. Heaven forbid so long as I have my finances in check then I should be fine.